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1 cup all purpose flour
1 tbsp castor sugar
1 tsp baking powder
1/2 tsp baking soda
1/4 tsp salt
a pinch of nutmeg
1 egg
1/2 cup plain yogurt
1/2 cup milk
2 tbsp vegetable oil
1 green apple, diced.

steps:
1) Sift flour, sugar, baking powder, baking soda, salt and nutmeg in one big bowl
2) Beat egg in another bowl. Add yogurt, milk and oil. Lastly add the sifted dry ingredients. batter might be lumpy.
3) Grease a non-stick pan. Ladle a bit of the batter onto the nonstick pan and add diced apples on it.
4) let it cook. (duh!)